Hello, this is Liradevil. I’m trying to achieve fire with foreing currency exchange between turkish lira and Japanese yen.
I will analyze if it’s possible to reach 100 milion or not.
Introduction
FIRE (Financial Independence, Retire Early) is a lifestyle aiming for financial independence and early retirement. While long-term investments in U.S. stocks and index funds are the mainstream approach, leveraging the high interest rates of the Turkish Lira (TRY) makes achieving FIRE entirely feasible.
This article details a concrete strategy to build 100 million yen in assets within ten years using Turkish Lira investments and provides actionable steps to realize this goal.
1. The Appeal of Investing in the Turkish Lira
Why Aim for FIRE with the Turkish Lira?
The biggest attraction of the Turkish Lira is its extremely high interest rates. As of 2025, the Central Bank of Turkey’s policy interest rate exceeds 40%, making it possible to generate substantial swap profits. While traditional stock investments aim for annual returns of 5-10%, Turkish Lira investments can achieve returns exceeding 20%.
Moreover, the Turkish Lira has experienced significant depreciation over the past decade, but it has also shown recovery phases. By entering the market at the right time and utilizing swap points, high returns can be achieved.
Accelerating Asset Growth with Swap Points
By buying Turkish Lira and selling Japanese Yen in FX trading, daily swap points can be earned. For example:
- If the swap point per 10,000 units is 200 yen, this results in approximately 73,000 yen of passive income per year.
- If holding 1 million units, the annual swap income reaches 7.3 million yen.
By reinvesting this income and utilizing compound interest, achieving 100 million yen in ten years becomes a realistic goal.
2. A Concrete Strategy to Reach 100 Million Yen in 10 Years
Initial Investment and Investment Method
- Initial Investment: 10 million yen
- Annual Swap Income: 2 million yen (assuming a 20% return)
- Additional Investment: 2 million yen per year
- Utilization of Compound Interest
Compound Interest Simulation
Year 1: 10 million yen × 1.20 = 12 million yen
Year 2: (12 million yen + 2 million yen) × 1.20 = 16.8 million yen
Year 3: (16.8 million yen + 2 million yen) × 1.20 = 22.56 million yen
…
Year 10: Approximately 115.9 million yen
By continuing this strategy, it is highly likely to surpass 100 million yen within 10 years.
3. Risk Management Strategies
1. Managing Exchange Rate Risk
- Invest in installments to prepare for Turkish Lira depreciation.
- Convert swap income into USD or JPY to diversify risks.
- Use technical analysis to carefully determine entry points.
2. Addressing Inflation Risks
- Regularly monitor Turkey’s economic inflation trends.
- Follow the Central Bank of Turkey’s policy interest rate announcements and rebalance investments accordingly.
3. Maximizing Swap Points
- Choose FX brokers with high swap rates to maximize earnings.
- Adopt a long-term perspective and avoid short-term price fluctuations.
4. How to Succeed in Turkish Lira FIRE
Achieving FIRE with the Turkish Lira is a high-reward strategy that requires careful risk management.
Key Points for Success
✅ Maximize swap points to ensure a steady cash flow.
✅ Maintain a long-term perspective and stay committed despite price fluctuations.
✅ Diversify investments to control risk.
✅ Stay updated on Turkey’s economic policies and adjust strategies accordingly.
With cautious management, achieving FIRE through Turkish Lira investments is entirely possible.
Would you like to aim for 100 million yen in assets in 10 years through the Turkish Lira FIRE strategy?
Thank you, this article was written by liradevil.
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